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Forbearances Slightly Elevated at the End of 2020

Monday, January 4, 2021

The number of loans in COVID-19 forbearance plans last week rose for the third consecutive week during the period ended December 29. Black Knight said a 15,000-loan increase in the number of forborne loans brought the total to its highest level since early November. However, despite three consecutive weekly rises, the number of active plans only stands 13,000 higher than the same point in late November. Part of last week's increase was due to the limited number of loans removed from the rolls, the fewest since the start of the pandemic. A drop off in removals has been noted fairly consistently late in each month, but according to the company, may have been more pronounced during the holidays. There were nearly 270,000 plans due to expire at the end of December so the company says it is possible there will be a heightened  number of removals during this coming week.

 

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