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FHA Mortgage

FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%, an FHA loan might be an ideal home financing solution. Midwest Family Lending is one of the top FHA lenders in Des Moines, Urbandale, Waukee, Johnston, Adel, Indianola, Carlisle, Perry, Boone. Visit our Des Moines Metro office or call us today at 515-252-7107 to learn more. Learn More »

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What is a FHA Mortgage loan?

FHA stands for Federal Housing Administration (FHA) which is a governmental agency created in 1934 to improve housing standards and promote homeownership. Insured by the Federal Housing Administration, an FHA Loan offers easy qualification, low closing costs and low down payments, making them perfect for first-time homebuyers. One of the main advantages of an FHA Loan is that the credit criteria for a first time borrower aren’t as strict as conventional loans. This means that someone who may have had a few credit problems or has no credit history can still qualify for FHA financing. An FHA Loan may require less income to qualify. An FHA Streamline Refinance offers the same low interest rate and less strict credit criteria requirement but is completed fast and often requires no appraisal. Midwest Family Lending specializes in FHA Streamline Refinancing. The professionals at Midwest Family Lending have years of experience in providing FHA Loans for homebuyers.

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local home mortgage lending "Josh got us approved for a VA loan quickly and our loan could be closed quickly as well! Other places had given us the run around and taken days to get back to us. Our experience was great and that can be hard to find these days!"
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