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Fannie/Freddie Report Increased Profits

Friday, October 30, 2020

Both GSEs reported financial results for the third quarter of 2020 that were significantly higher than both their Q2 2020 and their 2019 numbers. Fannie Mae's net  and its comprehensive incomes were $4.2 billion and Freddie Mac's net and comprehensive incomes came in at $2.5 billion and $2.4 billion, respectively. Fannie Mae's comprehensive income in the second quarter was $2.5 billion and it was 4.0 billion a year earlier. The company says the higher 3rd quarter results were due to higher amortization income from higher mortgage prepayment activity as borrowers refinanced into historically low rates. The company's net interest income was $6.7 million, up 879 million from the previous quarter. Year-to-date (YTD) the net interest income is up $2.4 billion from the first nine months of 2019 to $17.8 billion.  Fee and other income increased by $3 million from the prior quarter to $93 million, but it is $132 million lower on a YTD basis. Net investment gains for the quarter were $653.

 

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